Alberta Life, Disability, and Health Insurance Since 1983

200, 5041 Gateway Blvd NW
Edmonton, AB T6H 4R7

VISTAPLAN BLOG

Read the Vistaplan Financial Group blog: Universal Life Insurance, Term Insurance, Disability Insurance, Critical Illness Insurance, Super Visa Insurance.

How Your Disability Insurance Broker Calculates Your Coverage Needs

When seeking disability insurance, partnering with a broker in Edmonton ensures you get the tailored protection that best suits your needs. Disability insurance is a vital safety net for income replacement if illness or injury leaves you unable to work, but how do brokers personalize this coverage to fit your situation?

Why Entrepreneurs Need a Disability Insurance Broker

Being an entrepreneur is an exciting journey filled with opportunities and challenges. As you navigate the path of building and growing your small business, it's important to consider aspects that ensure both your personal well-being and the success of your journey.

Questions to Ask Your Disability Insurance Broker

If your job or business is all you depend on for your financial needs, then having protection for that income source is critical. Protect yourself by purchasing disability insurance to ensure you are meeting your financial obligations despite not working due to a disability.

Common Misconceptions About Life Insurance

Many people have been misled about life insurance. They hold on to false beliefs and myths about life insurance policies and what they are not.  That said, here are the six misconceptions to be aware of.

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An Overview of Disability Insurance

If you are considering purchasing disability insurance, you are about to make the right decision. But first, you should understand the various options available so you can choose one that will work best for you and your loved ones.

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Should I Buy Disability Insurance on My Own?

Disability insurance is not for a broken leg, and you certainly will not get a pay out from a disability contract if you lose your business or just quit work. To have all of your disability insurance questions answered, speak to a Vistaplan insurance broker today!

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Understanding the Terms of Term Life Insurance

If you have a family, you may often ask yourself, “How can I support them long after I’m gone?” Term life insurance is a safety net for people with dependents who want to provide funds for tuition, mortgages, and other expenses.

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Is Universal Life Insurance an Option for You?

A universal life insurance policy is long-lasting, affordable, and excellent if you're looking for an insurance plan that expands your estate planning. However, before you sign up for a life insurance policy, know all the facts.

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What is a Rated Life Insurance Policy?

How do insurance providers know how to rate you?  They use a simple rating system to quantify risk levels and then offer a life insurance policy. If you are in a high-risk category, you get a rated life insurance policy. 

How Does Disability Insurance Protect My Business?

If you own a business, you're probably the primary employee in the business. As such, you need to take all measures to protect yourself in case of an accident. Disability is rarely the first thought in your mind, but should you become a person with a disability, your business will suffer. Protect yourself, your employees, and your business as whole by getting disability insurance. 

Why Every Doctor and Dentist Needs Disability Insurance

It is common for medical professionals to think about life insurance, but not as common for them to consider disability insurance. As a professional who sees people daily, it must be easy for you to understand that people can get hurt or become ill at any time.

Things You Need to Know About Affordable Life Insurance

One reason people often get scared of insurance is because they think it’s expensive. As a result, you may be missing out on valuable insurance for the wrong reasons. Insurance can help the people in your life that rely on you and let them know they will be taken care of if something happens

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Term Life Insurance Explained

Term Life Insurance is a type of insurance that does not have any cash value and the coverage will stay in force to age 80 or 85 with most companies.  But the premiums will increase at the end of term you choose.  If you choose Term 10, the premiums will increase every 10 years.  

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What You Need to Know About Disability Insurance

Disability insurance is important. It provides and income to protect you and your family in times of unexpected illness or accidents that leave you unable to work. It aids you in times like these where no income can be made. . 

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Why Should Children Own Life Insurance?

The right life insurance plan can help secure your babies’ future. Your child will begin to grow up and a universal life insurance policy can help accumulate cash that can be a big help later on.

Family Life Insurance Plan Options for Single Parents

Purchasing life insurance is important if you’re a parent, but it’s essential if you’re the only parent. If you’re the only financial resource for your children, it’s time to consider a family life insurance plan. Here’s what you need to know about the different types of coverage that are available.

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3 Critical Illness Insurance Myths

Critical illness insurance is an important investment that many people think that they don't need. Here are a few important myths to help you decide.

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Why Have Long-Term Care Insurance?

Why have long term care insurance? You've been healthy your whole life, but what happens when you can't take care of your self anymore? With long term care insurance, you can make sure that you can take care of yourself and your loved ones.

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Disability Insurance for Graduates

When you graduate should you have disability insurance and how much benefit should you purchase? Avoid cheap disability insurance look at professional private plans.

Life & Disability Insurance for Alberta Health Care Professionals, Business Owners, and Their Families Since 1983