VISTAPLAN BLOG

When it comes to protecting your family's financial well-being, one crucial aspect often overlooked is disability insurance. The truth is, unexpected events can derail your financial stability, leaving you and your loved ones in a precarious situation. See more >

Let's dive into why disability insurance is a must-have for professionals and the self-employed, and how a disability insurance broker can be your ally in this essential protection. See more >

When it comes to protecting your financial future, disability insurance plays a crucial role. It provides you with financial protection in case an unexpected disability prevents you from working and earning an income. See more >

Being an entrepreneur is an exciting journey filled with opportunities and challenges. As you navigate the path of building and growing your small business, it's important to consider aspects that ensure both your personal well-being and the success of your journey. See more >

When you think about disability insurance, you may have a few questions in mind. Is it worth it? How much coverage do I need? What happens if I'm out of work for an extended period? These are all fair questions. See more >

We have discussed all there's to know about disability insurance policies and why you should speak with a disability insurance broker before making up your mind. See more >

Buying a life insurance policy for the first time can be daunting. We will highlight the different types of life insurance policies, factors to consider when buying a policy, benefits, and more. See more >

Now more than ever, small businesses are finding ways to win over their people and show that they care to keep them for the long haul. One of the best ways to attain this is by providing group health insurance benefits coverage. See more >

If your job or business is all you depend on for your financial needs, then having protection for that income source is critical. Protect yourself by purchasing disability insurance to ensure you are meeting your financial obligations despite not working due to a disability. See more >

The question remains, when is the right time to buy life insurance? The correct answer is now or as soon as possible. See more >

We've highlighted everything you need to know about group health insurance benefits, from how it works and its benefits to factors you should consider when choosing an insurance plan. See more >

If sudden illness or injury will prevent you from working and negatively impact your income, a disability insurance plan is a worthwhile policy you should prioritize. See more >

In the sections below, we have discussed all you need to know about getting a life insurance policy for people with a pre-existing health condition. See more >

Many people have been misled about life insurance. They hold on to false beliefs and myths about life insurance policies and what they are not.  That said, here are the six misconceptions to be aware of. See more >

The life insurance industry in Canada was started in 1849.  This is one of the oldest industries in Canada and yet there is yet so much confusion about the industry and its products. See more >

If you are considering purchasing disability insurance, you are about to make the right decision. But first, you should understand the various options available so you can choose one that will work best for you and your loved ones.

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If you are new to estate planning or wondering whether a life insurance policy is worth it, we have got you covered. See more >

Disability insurance is not for a broken leg, and you certainly will not get a pay out from a disability contract if you lose your business or just quit work. To have all of your disability insurance questions answered, speak to a Vistaplan insurance broker today! See more >

Accidents and illnesses can strike at any time and affect your work life. What happens if you’re hospitalized or recovering for months or years? Disability insurance is a safety net for your income when a disability strikes.  See more >

If you have a family, you may often ask yourself, “How can I support them long after I’m gone?” Term life insurance is a safety net for people with dependents who want to provide funds for tuition, mortgages, and other expenses. See more >

Deciding to have health insurance for your small business is a significant decision and one best approached with the full benefits of health coverage for employees in mind.  See more >

Can your family and dependents cope after a life-changing accident or illness? Disability insurance is a critical safety net in these situations.  See more >

A universal life insurance policy is long-lasting, affordable, and excellent if you're looking for an insurance plan that expands your estate planning. However, before you sign up for a life insurance policy, know all the facts. See more >

Life insurance plans are important for both spouses. One common question we get is, “can my stay-at-home spouse have life insurance?” Yes, your non-income earning spouse can qualify for life insurance. See more >

Having a safety net is crucial to protect you and your business when disaster strikes. A disability insurance policy offers a reliable safety net against life-changing illnesses and injuries. See more >

Understandably, thinking about life insurance seems like preparing your estate for your death. However, there are benefits to getting term life insurance as a young professional. Let’s explore why young professionals should consider term life insurance. See more >

How do insurance providers know how to rate you?  They use a simple rating system to quantify risk levels and then offer a life insurance policy. If you are in a high-risk category, you get a rated life insurance policy.  See more >

If you own a business, you're probably the primary employee in the business. As such, you need to take all measures to protect yourself in case of an accident. Disability is rarely the first thought in your mind, but should you become a person with a disability, your business will suffer. Protect yourself, your employees, and your business as whole by getting disability insurance.  See more >

It is common for medical professionals to think about life insurance, but not as common for them to consider disability insurance. As a professional who sees people daily, it must be easy for you to understand that people can get hurt or become ill at any time. See more >

Most self-employed workers do not consider disability insurance. People who work for major corporations often take this benefit for granted. If you go out on your own, it's important to remember that anything can happen. See more >

If you run a medical practice of any size and have not thought about getting disability insurance, you may want to consider the coverage. Disability insurance is not something that most professionals consider, but definitely should!  See more >

Life insurance is often the first thing that individuals think of when they start a business. To start a business a loan is often taken out, or a line of credit may be set up using the business owner’s home as collateral. See more >

One reason people often get scared of insurance is because they think it’s expensive. As a result, you may be missing out on valuable insurance for the wrong reasons. Insurance can help the people in your life that rely on you and let them know they will be taken care of if something happens See more >

There is nothing more exciting than being a business owner or starting your professional practice. But with that responsibility comes a variety of concerns. What will you do if you fall prey to an unexpected illness or accident that leaves you unable to work for months or even long? See more >

Term Life Insurance is a type of insurance that does not have any cash value and the coverage will stay in force to age 80 or 85 with most companies.  But the premiums will increase at the end of term you choose.  If you choose Term 10, the premiums will increase every 10 years.   See more >

Disability insurance is important. It provides and income to protect you and your family in times of unexpected illness or accidents that leave you unable to work. It aids you in times like these where no income can be made. .  See more >

The right life insurance plan can help secure your babies’ future. Your child will begin to grow up and a universal life insurance policy can help accumulate cash that can be a big help later on. See more >

Purchasing life insurance is important if you’re a parent, but it’s essential if you’re the only parent. If you’re the only financial resource for your children, it’s time to consider a family life insurance plan. Here’s what you need to know about the different types of coverage that are available. See more >

For many Canadians, disability insurance isn’t something that is seriously considered until the unexpected happens. Here are four reasons to purchase disability insurance sooner rather than later. See more >

Purchasing a term life insurance policy is a smart choice at any age, but there are several key advantages to obtaining coverage sooner than later. Here are 4 of them. See more >